* The information is current as of the publication date.
PayPay’s P2P money transfer service has long been a seamless way to send and receive money with zero fees and instant delivery. Whether you’re splitting a bill with a friend or sending money to a family member, PayPay has always made financial transfers effortless.
Now, we’re taking the experience to the next level with a brand-new suite of features designed to make managing money with friends, family, and colleagues simpler than ever.
Chat Directly in PayPay
Have you ever been out shopping for someone and needed to request funds quickly? It’s convenient to reach out and ask for help right away. But money conversations are rarely just transactional—we naturally chat about what to buy, how much is needed, and send a quick thank-you afterward.
Now, you can chat freely, share images or emojis, and transfer money with just a single tap—all within the PayPay app.
Express More with Personal Themes
Sometimes words aren’t enough—especially when celebrating a birthday or expressing deep gratitude.
To add a personal touch to your transfers, we’ve introduced Themes. These beautifully designed, animated backdrops greet recipients as soon as they open a transfer. We offer themes for a variety of occasions and will continue to add more over time.
Seamless Bill Splitting & Payment Requests
PayPay offers multiple convenient options to send and receive money. Choose whichever method fits your needs best:
In addition to in-app chatting, you can share a unique QR code, send an email-friendly link, or simply enter a phone number to start a transfer. This makes settling private payments and requesting overdue amounts quick, discreet, and hassle-free.
Throughout the development of these new features, privacy and security have remained our top priorities. Your conversations and money transfers are fully protected every step of the way.
All money transfers on PayPay remain completely free and instant. With integrated chat, managing everything in one place has never been easier.
Connect with your friends and enjoy smooth, effortless payments today! Update to app version 2.65.0 or above to get started.