Day 1 Spirit – A New Year Begins
Happy New Year.
As we enter 2026, the PayPay Group stands in the midst of its most ambitious challenges yet. Together with our users, merchants, and colleagues, we continue our journey toward a future that has yet to be defined.
Since our founding in 2018, what has consistently driven us is the belief of “Work for LIFE, or Work for Rice.” It reflects our commitment to a Day 1 mindset—choosing to seek deeper purpose and value, rather than working solely for what is immediately in front of us. This way of thinking underpins every challenge we take on as the PayPay Group.
The Journey Continues – Growing by Staying “Unfinished”
In just over seven years, PayPay has grown into a fintech platform with more than 72 million users. What began with cashless payments has expanded across credit, banking, securities, and insurance.
Yet our journey is far from complete.
On a global scale, even in terms of payment volume, we still see ourselves as a fast-growing venture—one with vast room to evolve. With a clear ambition to become the No.1 fintech company, both our business and our organization continue to scale at remarkable speed.
We are not afraid of being unfinished. That is why we proudly say: “OUR VISION IS UNLIMITED_.” Rather than defining a fixed destination, we choose to stay in Day 1 mode—constantly reinventing ourselves and building a future no one has created before.
Beyond the Horizon – Let’s Build the Future Together
The challenges at PayPay Group are never easy. But that is exactly why the experiences here are unlike any other. In an era of rapid change, we are not simply adapting to new systems—we are helping reshape the foundations of society itself. If you are someone who wants to help build a future that has yet to be imagined, we would be excited to welcome your first step.
Let’s continue this journey into the unknown—together.
PayPay Inside-Out will keep sharing the stories of the people who take on these challenges every day. May this new year be your own Day 1. And may our UNLIMITED journey become part of yours.
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